transfer myki balance to another card

Enter your card number and other required information.4 and our What credit cards don't require a deposit? This will allow you to deactivate your Mobile myki. The only way is to download a form, fill it out, post it in, and wait weeks. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. I called customer service and was advised I needed to go in person to Flinders St station to do it. How does credit and credit cards work for students? Only Mobile myki has the ability to charge you a fare via a myki device. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. But your balance can be transfer to another card at some of the PTV stations. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. 0000004863 00000 n It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. It has a 256-day expiry and credit is rolled over if you renew before the expiry. No. Can You Pay Your Taxes With a Credit Card? Whats the Difference between Business Line of Credit vs. Business Credit Card? I was told there was nothing I could do for this one as it wasn't registered. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Initiate the balance transfer. What a frikkin waste of money! I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. This is the case for all major credit card issuers. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Please note you cannot replace a lost or stolen myki at a premium station. For more information, visit the V/Line website. What is the best credit card for excellent credit? Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. an_square_one 11 yr. ago logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. 0000005511 00000 n We're looking to expand the number of card types available, so more passengers can use Mobile myki. 0000004635 00000 n If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? 0000004362 00000 n Your new starting balance would be $3,090. How to Add Authorized Users & Employee Cards on a Business Credit Card? 2. Auto-load is the same as auto top up. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. But what if the amount is comparable to or less than the postage? Your card provider holds the right to approve or deny your request for a balance transfer. This will let you manage your myki as you would a physical myki card. Maintain your L-plate log book. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. 1. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. The . WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. xref <>stream Can You Get a Student Credit Card With No Income? Your current balance will be transferred to the new myki, which you can use immediately. 0000001755 00000 n 0000117992 00000 n 0000010193 00000 n <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> This is a requirement of Google. I am only onto my second card because the first was lost. This question is about Synchrony Bank Credit Cards. Step 3: Review Card Offer Terms. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. You can use the ticket number to register your myki or if you require a refund. Keep in mind that credit utilization is also affected by individual card balances. Choose a card from the list or search by location or card name. You need to be connected to the internet to top up your Mobile myki. You will need to provide identification to show that you are the registered myki card holder. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. They earn interest on it. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Pay down this card's balance quickly to improve your credit. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. We recommend visiting the card issuers website for the most up-to-date information available. 0000014445 00000 n From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. On Friday Martin. Find out how much to top up at Fares. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. You might also lower your overall monthly payments and turn multiple bills into one easy payment. We are committed to being fully transparent with our readers. Balance transfer fees may apply. Reddit and its partners use cookies and similar technologies to provide you with a better experience. John Miller, Credit Cards Moderator. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. You will need to provide identification to show that you are the registered myki card holder. *Rates, fees or bonuses may vary or include specific stipulations. Make sure you pick a card that accepts balance transfers and has advantageous rates. How do I know if my balance transfer was approved? 0000118233 00000 n Tap Travel Card. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 185 0 obj To keep travelling with auto top up or Auto-load, youll need to set it up again. JavaScript must be enabled to use this site.We're sorry for any inconvenience. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. What are the best Ways to Start Travel Hacking? From the pop-up options, select 'Deactivate'. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. What is the best low interest credit card? For more information, visit the V/Line website. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. For more information, visit the V/Line website. 0000005223 00000 n Auto top up and Auto-load cant be transferred to your new myki. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. What if my card is lost or stolen? myki Pass Great if you travel often and on consecutive days. 0000003774 00000 n Whats the Difference between Business vs. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Please note, balance transfer is not instantaneous. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. What are the best cash back credit cards for fair credit? Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. 0000003206 00000 n You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. The cost would have been deducted from the balance at transfer. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen 0000118744 00000 n If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. replacement card and to organise a balance transfer from your old myki to your new one. there's no excuse for this money-grubbing by the Myki corporation. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Mobile myki is different to an existing myki card. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Public transportation passes transfer on Google Pay android phones. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Carrying that balance is costing you $1,000 a year in interest. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Once you do, carrying out a balance transfer becomes rather straightforward. This may also be an anti money laundering thing. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. Most balance transfers with Chase process within a week. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. They're talking bullshit. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. 0000004139 00000 n For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. You would break even only after a year. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Transfer your balances to the card with the best offer or your new card. There is no principle. No. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. 3. the PVT website says: "What to do with your myki when you leave Melbourne. Simply allow 24 hours for travel and transactions to appear. You probably want to transfer a balance to save money not spend more. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. 0000005119 00000 n 178 0 obj If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 0000003801 00000 n Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Go to Settings > Connected devices > NFC. Contact us to request the transfer. endobj Most people would keep the same card for years. Legit all the way, touched on and everything. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. In a couple of weeks I will be renovating and furnishing a new house. Any money on your card will be protected. We'll block it and can arrange a refund to your new Mobile myki. A non-centralised database/processing unit. Sorry, the Seniors Card program cannot replace lost myki cards. You need to submit a balance transfer application that is subject to approval. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> If you're entitled to these additional benefits, you can access them by using your myki smartcard. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 0000118590 00000 n Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Now you cannot access it on your original device. Select the 'Activate' option. 180 0 obj Wallethub doesnt charge for this service. 183 0 obj 0000004886 00000 n It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I still don't understand why though - what is the technology required to do this? You'll need to buy and top up a new Mobile myki. How Many Credit Cards Should a College Student Have? Within the phone, go to Settings > System > About phone. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? They are good for people who use transport frequently. The unused money remains on the card, losing value as fares increase over the years. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. If this occurs, you won't incur a duplicate fare. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. 178 39 %PDF-1.5 % If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Now, on the form it says I need the card to be re-imbursed. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. -- Lee Huffman, credit card expert at BaldThoughts.com. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. From the Transfer Funds To drop-down, select the credit card that will received the balance. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. 0000002429 00000 n Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Transfer registration. My old one is registered and everything with my account but there seems to be no way to import that one in. 215 0 obj Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. I called, they told me it couldn't be done and that I would need to fill out a form. If you have Mobile myki you can set Auto Load via the Google Pay app. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. endobj The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? I realise this is not a life-changer, but there's a principle at stake. You can only have your Mobile myki active on one device at a time. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Here's where to find it: After logging in to your account, go to "Card Details.". damage that exceeds normal wear and tear. Save Big With Low-Rate Balance Transfers. startxref Always the last place you look lol. If these are your only two cards, your credit utilization ratio is 33.33%. No, you cannot transfer a balance from one Synchrony Bank credit card to another. You can register up to eight active mykis on an individual account. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. There are three ways to replace lost or stolen myki cards: 1. Get up to 5% cashback in rotating and newly added everyday categories. Once your phone has rebooted, go to Mobile myki within Google Wallet. By phoning 1800 800 007. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. You can only activate a Mobile myki on one device at a time. I've got a new Myki in my Seniors package. I'm in Adelaide. Why do you need to keep swapping cards? When a Myki card is lost or . Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Unregistered vehicle permit. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Im sure Myki could add this capability to their website if they cared to. If it doesn't appear, your phone does not have an NFC chip. Tap Continue. But is it possible to go to a ticket booth. You paid down debt, which means you won't have to pay interest on previous balances going . If you travel occasionally pay as you go with myki Money. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Check your phone to make sure you're connected to WiFi or mobile data. 179 0 obj This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Mobile myki will now be reactivated on your phone, with your account details the same as before. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Can someone explain why this isn't possible? Is it bad to do multiple balance transfers? endobj <> I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! How are Banks Adapting to Meet New Needs Because of Coronavirus? FAX?! What are Your Rights as a Credit Card Holder? NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. From a creditworthiness point of view, this number should be at 30% or lower. You can register online, via the PTV app or call 1800 800 007 and registration is instant.

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